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New Jersey

Emergency Assistance Programs

Crisis Ministry

Is based in Trenton, provides heating and utility bill assistance for eligible Mercer County and Trenton New Jersey residents and families. The non-profit can be reached at 609-396-9355.


Mount Carmel Guild

This agency provides utility bill assistance for low income and qualified eligible Mercer County residents. Apply to the agency for grants and financial assistance.


Winter Heat Hotline

This hotline was established for renters only and its primary purpose was to report heating problems to Trenton city inspectors so the issue can be examined and resolved. 609-989-3560.


Foreclosure prevention programs

Two options for homeowners who are behind on their mortgage payments, or who are facing a foreclosure, include the New Jersey foreclosure mediation program as well as the Mortgage Assistance Pilot (MAP) program. Both of these are local court and government created programs to help New Jersey families deal with the housing crisis. You can learn more about the program by dialing 1-888-989-5277

Consumer Credit Counseling of NJ

Debt Management Program assists clients in formal plan to repay debts. Other services include Housing Counseling & Reverse Mortgage Counseling, including free Mortgage Default & Delinquency advice, pre-purchase & rental counseling, and foreclosure advice. They are a HUD approved counseling agency. dial (888) 726 – 3260

John O. Wilson Hamilton Neighborhood Center

This non-profit provides back mortgage payments, emergency food for needy families, rent and security deposit assistance to those who qualify, counseling, transportation to doctor, dentist, info on debt reduction plans, and other health related services, by appointment on an emergency basis to the needy. Hamilton New Jersey. (609) 393 - 6480.



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